Terms And Conditions

AxMe Advertising For Rewards
AxMe (Pty) Ltd ("AxMe") hereby obtains the right to advertise on mobile handset, by renting your phone screen for short periods of time.

You give AxMe the right to advertise on your phone.

In exchange, because we advertise on your phone, we will insure your life so that you can pay for your funeral up to R7500 worth of cover, subject to certain terms and conditions set out below, at our own cost to remunerate you.

Information obtained during registration will be used to empower advertisers.

You have no relationship with the insurer other than being the insured life and your estate being the ultimate beneficiary of funeral cover.

AxMe will utilise its own resources to pay the insurance premium due to the insurer on the life of the registered owner of the Ad Enabled Phone.
Period
We will advertise on your phone from the day the date of the installation of the compulsory software that enables the advertisements until the last day of either the uninstall of the software from the phone, or when the phone is no longer used by the originally registered person of the AxMe Advertising for Free funeral cover for whatever reason.

The basis of the rental contract is this contract entered into between us, AxMe and you the registrant on the scheme.
Benefits For Ad Enabled Phone
The quantum of the funeral cover is determined by the advertising revenue generated by your Ad Enabled Phone.

Your benefit will be calculated in a full 30 day cycle. No benefit is payable until a full 30-day cycle of advertisements have not been completed.

A minimum number of 150 paid for advertisements viewed in the previous 30-day cycle will be required to qualify for the R7500 funeral cover.

For the first 30-day cycle, only three advertisements will count towards the determination of the minimum requirement of 150 advertisements.

The benefit is only available in for individuals ordinarily resident in the Republic of South Africa.
Validation Of Benefit
We will confirm that the benefit is due to you by comparing the phone MSISDN with your registered telephone number and your Identity / Passport number.  This is to ensure that we contribute towards counterpart of this advertising rental agreement only.

In order to benefit from the funeral cover benefit AxMe acquired, your will have to die and your estate will have to comply with the claims requirements of the insurance policy AxMe acquired.
No Benefit To You

The value of benefit will be reduced to Zero if:

You commit suicide;

You are a willing participant in any of the following:

  • Any act of war (whether war is declared or not);
  • Military action;
  • Riot;
  • Insurrection;
  • Civil commotion;
  • Usurpation of power;
  • Martial law;
  • Terrorism;
  • Any act or deed deliberately committed in violation of criminal law;
  • You are older than 65 at date of registration;
No Financial Advice
No financial advice was given to you as part of the rental agreement to explain the benefits / cover under the contract.  Should you wish to obtain financial advice about financial services products, you have to contact your own financial advisor.

It is also agreed that this free funeral cover AxMe arranged and acquired, is seen to be in addition to any other insurance cover, which you already deem adequate to attend to your life cover needs.
Termination
The rental contract can be cancelled unilaterally by AxMe without written notice without any recourse financial or otherwise by you.

The rental contract can be cancelled unilaterally by you by uninstalling the application from your phone without any recourse financial or otherwise by us.
Claims Procedure

As soon as possible after the death of the person that entered into the rental agreement with AxMe, and who is the insured life under the policy, but not longer than 1 month after the claims event your next of kin have to notify us by registering to claim your benefit www.axme.co.za.

The insurer will after initial validation contact you and request:

Claims documentation to be submitted:

  • Legible claim form completed and signed (download from the website).
  • Certified copy of an official death certificate issued by the Department of Home Affairs.
  • Copy of the deceased’s South African ID Document / Passport.
  • Details of the deceased estate, which is the ultimate beneficiary of the product benefit, including the Banking details for the payment of the benefit.
  • Document BL1663 / DHA-1663 or BL-1680 / DHA1663 – contain details of Medical Practitioner, Funeral Parlour and cause of death.
  • SA Police Report / Accident report form, stamped by SA Police / Report from registered Medical Practitioner, full, in the case of unnatural death.
  • Bank statement of the Insured Life under the Policy.
User Activity Data collected
MoBC (Pty) Ltd ("MoBC") by policy processes personal data to better our products and services, with full respect for the fundamental right to privacy. We protect personal data with regards to personal integrity and private life, and ensure the quality of personal data.

The following describes data collected by MoBC for the Android platform, why it is collected and processed, and the services the client application ("app") provides using this data.

Data collected by MoBC regarding advertising for rewards service MoBC is a web service that sends adverts generated on MoBC's servers and sends it to the MoBC app installed on a device. MoBC does not link individual natural persons ("users") to specific usage-related data logged on the MoBC servers. MoBC servers log the uniform resource locators (URLs), or web addresses, of the web pages users visit, but not the content on the page. The servers also log users' IP-addresses, their device make and model, campaign references for sponsored content and a randomly-generated identifier for the users' app installation.

MoBC stores and processes usage-related data to provide, debug, maintain and optimize the MoBC service including populating recommended content for the app's Discover feature. MoBC also uses this data to generate aggregated and anonymized statistics for general internet trend analysis and reporting to MoBC's customers, such as mobile network operators. On the Android platform, MoBC uses Google Analytics to measure marketing campaigns. Google Analytics anonymizes this data and MoBC collects it to improve its products and services.

MoBC collects anonymized device information on Android (Android ID or Advertising ID) to improve its products and measure marketing campaigns. MoBC may share this data with MoBC's marketing partners/customers. Some third-party sites may monitor data sent from MoBC, such as numbers of hits and the search terms used. MoBC does not send personally identifiable information to these services.

Data send by MoBC's mobile partners In the case MoBC has a contractual relationship with your mobile operator, the mobile operator might send additional data such as your phone number together with the web traffic. MoBC will pass on such additional data to your mobile operator's approved list of partners. Please note that MoBC does not receive, log or retain such additional data in any way or manner.

Data disclosure

MoBC reserves the right to disclose any stored data as required by law or if the company believes that disclosure is necessary to protect its rights and/or comply with a judicial proceedings, court orders, or legal processes.

Policy updates

Any updates or changes to these privacy provisions will be included in MoBC’s Privacy Policy available in this terms and conditions document.

Explanation of the permissions MoBC requests

When installing MoBC, you will be asked to provide the app with certain permissions to access data on your Android device. The following describes the permissions MoBC requests, what each permission allows the app to do, and why the app collects this data.

Measure app storage space

This permission allows MoBC to measure the size of the cache files on the device. If the size of the cache is large, MoBC can offer to clear the cache in order to speed up device performance.

Delete all app cache data

This permission allows MoBC to remove cache files in order to speed up device performance. MoBC prompts you before it cleans the cache.

Read Internet history and bookmarks

This permission allows MoBC to view and replicate any bookmarks stored in the standard Android location, where your stock browser likely saves them. MoBC displays these bookmarks in its bookmark manager. By request, MoBC can use this data to import bookmarks into the app.

Importing this data is optional. You must manually initiate the import process; MoBC does not manage your device’s bookmark data without your consent. If you import your bookmarks into MoBC, this data will be stored in your MoBC client. If you sign in to an MoBC account using MoBC’s synchronization service, your data will be collected by MoBC’s servers and stored there. Please review the above section concerning how MoBC treats data collected to provide synchronization services for more information.  

Precise location (GPS and network-based)

This permission allows MoBC to access your device’s location based on global-positioning satellites, what network your device uses to access the web, and the strength of your connection to nearby networks. MoBC uses your location to display ads in the Discover news feed. Providing your location ensures that this content is relevant to you.  

Modify or delete the contents of your USB storage

This permission allows MoBC to access your local file storage on your device. MoBC needs this permission to allow you to download files from the web and manage them through the app’s interface.

Test access to protected storage

This permission allows MoBC to read the contents of external storage discs on your device, including secure digital (SD) cards or hard drives connected to your Android device via Universal Serial Bus (USB). MoBC needs this permission to allow you to open, download to and manage files found on external discs through the app.  

Control Near Field Communication

This permission allows MoBC to share information between devices using radio frequencies, when the devices are placed near each other. MoBC uses this permission to share pages of its active tab between devices. If you place another compatible device nearby, Android will ask if the page location of the active tab should be shared. Both devices must support Near Field Communication.

Full network access

This permission allows MoBC to access network data through both Wi-Fi and mobile network connections (for example, GPRS, 3G, or EDGE connections). MoBC uses this permission to send and receive requests from MoBC servers, which fetch and deliver web content to your device.  

View network connections

This permission allows MoBC to determine whether your device is connected to Wi-Fi or a mobile network connection (for example, GPRS, 3G, or EDGE connections). MoBC uses this information to prompt you when downloading large files on mobile network connections. The app asks whether you want to postpone a large download for a later time when your device is connected via Wi-Fi.  

Read contact data

This permission allows MoBC to read your device’s contact data or address book. Using this data, you can choose to find your contacts on Facebook through MoBC’s interface. MoBC prompts you before you opt in to revealing any contact data to it or Facebook. The app will not view or use this data without your consent. This permission allows Facebook certain privileges through its third-party API. Please review the section above concerning data collected by third parties.  

Prevent device from sleeping

This permission allows MoBC to prevent your device’s processor from sleeping. MoBC uses this permission to support syncing services. It keeps the app awake while checking messages from MoBC’s servers that inform the app if changes have been made to your MoBC account. The next time you open MoBC, the app syncs with the server and updates to reflect any changes made on other devices.  

View applications in foreground

This permission allows MoBC to view which applications appear most in the foreground of the Smartphone. MoBC can thus offer advertising that complements the applications the User is interested in.
Privacy Policy
MoBC (Pty) Ltd ("MoBC") by policy processes personal data to better our products and services, with full respect for the fundamental right to privacy. We protect personal data with regards to personal integrity and private life, and ensure the quality of personal data.

The following describes data collected by MoBC for the Android platform, why it is collected and processed, and the services the client application ("app") provides using this data.

Data collected by MoBC regarding advertising for rewards service

MoBC is a web service that sends adverts generated on MoBC's servers and sends it to the MoBC app installed on a device. MoBC does not link individual natural persons ("users") to specific usage-related data logged on the MoBC servers. MoBC servers log the uniform resource locators (URLs), or web addresses, of the web pages users visit, but not the content on the page. The servers also log users' IP-addresses, their device make and model, campaign references for sponsored content and a randomly-generated identifier for the users' app installation.

MoBC stores and processes usage-related data to provide, debug, maintain and optimize the MoBC service including populating recommended content for the app's Discover feature. MoBC also uses this data to generate aggregated and anonymized statistics for general internet trend analysis and reporting to MoBC's customers, such as mobile network operators.

On the Android platform, MoBC uses Google Analytics to measure marketing campaigns. Google Analytics anonymizes this data and MoBC collects it to improve its products and services.

MoBC collects anonymized device information on Android (Android ID or Advertising ID) to improve its products and measure marketing campaigns. MoBC may share this data with MoBC's marketing partners/customers.

Some third-party sites may monitor data sent from MoBC, such as numbers of hits and the search terms used. MoBC does not send personally identifiable information to these services.

Data send by MoBC's mobile partners

In the case MoBC has a contractual relationship with your mobile operator, the mobile operator might send additional data such as your phone number together with the web traffic. MoBC will pass on such additional data to your mobile operator's approved list of partners. Please note that MoBC does not receive, log or retain such additional data in any way or manner.

Data disclosure

MoBC reserves the right to disclose any stored data as required by law or if the company believes that disclosure is necessary to protect its rights and/or comply with a judicial proceedings, court orders, or legal processes.

Policy updates

Any updates or changes to these privacy provisions will be included in MoBC’s Privacy Policy available in this document.  

Explanation of the permissions MoBC requests

When installing MoBC, you will be asked to provide the app with certain permissions to access data on your Android device. The following describes the permissions MoBC requests, what each permission allows the app to do, and why the app collects this data.

Measure app storage space

This permission allows MoBC to measure the size of the cache files on the device. If the size of the cache is large, MoBC can offer to clear the cache in order to speed up device performance.

Delete all app cache data

This permission allows MoBC to remove cache files in order to speed up device performance. MoBC prompts you before it cleans the cache.

Read Internet history and bookmarks

This permission allows MoBC to view and replicate any bookmarks stored in the standard Android location, where your stock browser likely saves them. MoBC displays these bookmarks in its bookmark manager.

By request, MoBC can use this data to import bookmarks into the app. Importing this data is optional. You must manually initiate the import process; MoBC does not manage your device’s bookmark data without your consent.

If you import your bookmarks into MoBC, this data will be stored in your MoBC client. If you sign in to an MoBC account using MoBC’s synchronization service, your data will be collected by MoBC’s servers and stored there. Please review the above section concerning how MoBC treats data collected to provide synchronization services for more information.

Precise location (GPS and network-based)

This permission allows MoBC to access your device’s location based on global-positioning satellites, what network your device uses to access the web, and the strength of your connection to nearby networks. MoBC uses your location to display ads in the Discover news feed. Providing your location ensures that this content is relevant to you.

Modify or delete the contents of your USB storage

This permission allows MoBC to access your local file storage on your device. MoBC needs this permission to allow you to download files from the web and manage them through the app’s interface.

Test access to protected storage

This permission allows MoBC to read the contents of external storage discs on your device, including secure digital (SD) cards or hard drives connected to your Android device via Universal Serial Bus (USB). MoBC needs this permission to allow you to open, download to and manage files found on external discs through the app.

Control Near Field Communication

This permission allows MoBC to share information between devices using radio frequencies, when the devices are placed near each other. MoBC uses this permission to share pages of its active tab between devices. If you place another compatible device nearby, Android will ask if the page location of the active tab should be shared. Both devices must support Near Field Communication.

Full network access

This permission allows MoBC to access network data through both Wi-Fi and mobile network connections (for example, GPRS, 3G, or EDGE connections). MoBC uses this permission to send and receive requests from MoBC servers, which fetch and deliver web content to your device.

View network connections

This permission allows MoBC to determine whether your device is connected to Wi-Fi or a mobile network connection (for example, GPRS, 3G, or EDGE connections). MoBC uses this information to prompt you when downloading large files on mobile network connections. The app asks whether you want to postpone a large download for a later time when your device is connected via Wi-Fi.

Read contact data

This permission allows MoBC to read your device’s contact data or address book. Using this data, you can choose to find your contacts on Facebook through MoBC’s interface. MoBC prompts you before you opt in to revealing any contact data to it or Facebook. The app will not view or use this data without your consent. This permission allows Facebook certain privileges through its third-party API. Please review the section above concerning data collected by third parties.

Prevent device from sleeping

This permission allows MoBC to prevent your device’s processor from sleeping. MoBC uses this permission to support syncing services. It keeps the app awake while checking messages from MoBC’s servers that inform the app if changes have been made to your MoBC account. The next time you open MoBC, the app syncs with the server and updates to reflect any changes made on other devices.

View applications in foreground

This permission allows MoBC to view which applications appear most in the foreground of the Smartphone. MoBC can thus offer advertising that complements the applications the User is interested in.
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